Buyers

Welcome! You are about to embark on the exciting journey of finding your ideal home. Purchasing a home is a very important decision and a big undertaking in your life. In fact, most people only choose a few homes in their lifetime.This site will make sure that you are well equipped and armed with up-to-date information for your big decision. These pages give you helpful information during and after your transaction. Use its reference pages and agency explanations as an invaluable guide on your home-buying journey.

We look forward to meeting your real estate needs every step of the way!

10 Steps to Buying Your Home.  Also, see and download a flow chart of the buying process...

When buying or selling real estate, you may find it helpful to have a real estate agent assist you. Real estate agents can provide many useful services and work with you in different ways. In some real estate transactions, the agents work for the seller. So it is very important to understand who is working for you!

There are many factors to consider when selecting a neighborhood that is right for you. Below are just a few of the many factors -- you may think of others that are important to you. Neighborhoods have characteristic personalities designed to best suit single people, growing families, two-career couples, or retirees.

1. Property taxes and qualified interest are deductible on an individual's federal income tax return.

2. Often, a home is the largest asset an individual has and is considered one of the most valuable investments available.

Pre-qualification and Pre-Approval

Many buyers apply for a loan and obtain approval before they find the home they want to buy. Why?

Once you have found the home you wish to purchase, you will need to determine what offer you are willing to make for the home. It is important to remember that the more competition there is for the home, the higher the offer should be – its not unusual that sometimes an offer will even exceed the asking price! Remember, be realistic. Make offers you want the other party to sign!

Now that you have decided to buy your home, what happens between now and the time you legally own the home? An attorney may handle the following items:

 NOTE: In different parts of the country, title companies, lenders, escrow companies and other persons who are independent of attorneys perform some or all of these functions.

NEW HOME WARRANTIES:

When you purchase a newly built home, the builder usually offers some sort of full or limited warranty on things such as the quality of design, materials, and workmanship. These warranties are usually for a period of one-year from the purchase of the home.

If you are purchasing a resale property, we highly recommend that you have a professional home inspector conduct a thorough inspection. The inspection will include the following:

Do you have questions about a "closing," escrow, or title insurance?

CONGRATULATIONS! You have closed on your new home and now you are ready to move! The following information will help make your move in as organized and effortless as possible.